top of page
h3-claims-high-resolution-logo-black-transparent.png
vecteezy_mechanic-replacing-car-wheel-brake-shoes-of-lifted_60620078.mp4

Regulatory Compliance for Insurers.
Asset Recovery for the Auto Industry.

Managing audit risk for insurance organizations and recovering lost funds for dealerships and repair shops with specialized industry expertise.

Insurance Compliance & Dormancy

Dedicated support for your regulatory reporting and unclaimed property obligations.

  • • Analyze multi-year data to find dormant funds
  • • Reduce exposure to state interest and penalties
  • • Manage all documentation and regulator audits

Our Services

Choose the service that fits your organization, then follow our step-by-step framework.

Claims Asset Recovery for Auto

Capture missed and underpaid claim dollars for dealerships and repair networks.

  • • Recover stale or outstanding claim payments
  • • Resolve underpaid supplements and shortfalls
  • • Identify missed warranty and fee credits

How Our Process Works

A clear, repeatable framework for insurers, dealerships, and repair networks.

Compliance Framework

Lookback Analysis

We review prior years to find compliance gaps and exposure.

Data & Reporting

We organize your data into audit-ready reports.

Owner Outreach

We help you contact owners and resolve dormant funds.

Recovery Process

Search & Identify

We scan claims and payments to spot missed dollars.

Claim Documentation

We gather the paperwork carriers need to approve claims.

Submit & Resolve

We work the claims through to resolution and payment.

Insurer Impact

$12M+

10–15+

$3M+

Average Exposure Mitigated

Year Lookback Analysis

Interest & Penalty Assessments Reduced

Recovery Results

$50M+

95%

1000+

Recovered for Auto Businesses

Claim Approval Rate

Clients Reunited with Funds

What Our Clients Say

Trusted by insurers, dealerships, and repair networks nationwide.

"H3 Claims helped us navigate a complex multi-year dormancy review with confidence. Their team identified exposure we hadn’t fully quantified and guided us through a defensible remediation plan."

Sarah Mitchell

VP, Compliance Operations, Regional Insurance Carrier

"Within the first quarter of working with H3 Claims, we recovered funds from stale claim checks and short-paid supplements that would have otherwise stayed off our radar. The process was structured, transparent, and fast."

Jason Lee

CFO, Multi-State Dealer Group

"Our collision centers were leaving money on the table. H3 Claims built a repeatable workflow for tracking, documenting, and resolving underpaid claims across our network. The results have been eye-opening."

Angela Ramirez

Director of Operations, Collision Repair Network

bottom of page