Regulatory Compliance For Insurers.
Asset Recovery for Repair Shops.
H3 Claims helps insurers reduce regulatory penalties and compliance costs while recovering overlooked financial assets owed to dealerships and repair shops.
Insurance Compliance & Dormancy
Dedicated support for your regulatory reporting, unclaimed property obligations, and audit risk mitigation.
- Analyze multi-year data to find dormant funds
- Reduce exposure to state interest and penalties
- Manage all documentation and regulator audits
Our Services
Choose the service that fits your organization, then follow our specialized industry framework.
Asset Recovery for Repair Shops
Capture missed and underpaid claim dollars for dealerships and large-scale collision repair networks.
- Recover stale or outstanding claim payments
- Resolve underpaid supplements and shortfalls
- Identify missed warranty and fee credits
Insurer Compliance & Recovery
A specialized compliance and recovery framework summarizing the framework for insurance carriers based on our industry-leading process.
Lookback Analysis
We review prior years to find compliance gaps and exposure.
Data & Reporting
We organize your complex data into audit-ready regulatory reports.
Owner Outreach
Direct engagement to resolve dormant funds and satisfy obligations.
Submit & Resolve
Finalizing submissions to mitigate state interest and penalties.
$12M+
Average Exposure Mitigated
10–15+
Year Lookback Analysis
$3M+
Interest & Penalty Reductions
Auto Shops Asset Recovery
Helping dealer groups and repair shops recover missed claim dollars through proactive auditing and structured reconciliation.
Search & Identify
Scanning for stale claim checks and underpaid supplements in your records.
Claim Documentation
Compiling the technical data and paperwork needed for carrier approval.
Submit & Resolve
Negotiating with carriers to ensure full payment of recovered assets.
Payment Reconciliation
Tracking funds until they are successfully returned to your organization.
$50M+
Total Recovered for Auto Businesses
95%
Claim Approval Rate
1000+
Clients Reunited with Funds
What Our Clients Say
Trusted by insurers, dealerships, and repair networks nationwide.
"H3 Claims helped us navigate a complex multi-year dormancy review with confidence. Their team identified exposure we hadn’t fully quantified and guided us through a defensible remediation plan."
Sarah Mitchell
VP, Compliance Operations, Regional Insurance Carrier
"Within the first quarter of working with H3 Claims, we recovered funds from stale claim checks and short-paid supplements that would have otherwise stayed off our radar. The process was structured, transparent, and fast."
Jason Lee
CFO, Multi-State Dealer Group
"Our collision centers were leaving money on the table. H3 Claims built a repeatable workflow for tracking, documenting, and resolving underpaid claims across our network. The results have been eye-opening."
Angela Ramirez
Director of Operations, Collision Repair Network
Maximize Your Recovery.
Stay Compliant.
The automotive industry moves fast. Our experts ensure your claims and compliance processes keep pace, reclaiming lost revenue today.